Wishing You a Happy Thanksgiving
Tara Rhodes • November 26, 2019
The year has gone by so quickly. It's hard to believe it's already November, let alone time to celebrate Thanksgiving Day. It's been a long year for some, and it's been unexpectedly fast for others. We've had a lot that we went through this year, good and bad. But no matter how your year has been in 2019, hopefully there is something on this list that you can be thankful for on Thursday.
- Family: No matter if you love 'em or hate 'em, you can't choose them. But either way, the family you have is what made you who you are today.
- Friends: They are the family that we make for ourselves. They build us up when we feel down, and they are there to enjoy life with you.
- Work: Even on the longest Monday, you still have the opportunity every day to do something to better yourself and your situation.
- Pets: They are the best friends you could ever ask for. They are always happy to see you, and will always give you unconditional love.
- Food: Our bodies need sustenance to do the many brilliant things it does every day.
- Shelter: We are blessed in many ways and given so many opportunities of how to cover ourselves and keep ourselves warm.
- Clothes: See Shelter ;)
- Transportation: There are so many ways now to get where we need to go, from buses to trains, and from planes to ride-sharing services. There is always a way for us to get where we need to go, including our own two feet.
- Technology: How else would you read this blog? But seriously, how else would we be able to track the world around us - to see if there is anything we can do for our fellow man or woman, to see what the weather will bring, to find resources to make our lives easier.
- Medicine: Through the advancements of modern medicine, we have been able to eradicate many diseases that plagued mankind for centuries. We've learned from the body's own genetic code how we can fight different illnesses, and how to prevent them from happening.
- Talents and Skills: If you can balance a basketball on your finger for more than 5 seconds, you have a skill right there to be thankful for! But some people have skills that keep this world functioning. With people that have an aptitude for math and science, we are able to enjoy roads. With people that have an aptitude for the arts, we have many things we can appreciate, from paintings to sculptures, to even the clothes on our backs.
- Hobbies: With everything that is going on in the world, and everything we have to do, all of our responsibilities - it's nice to have something we can use to distract us from these things, if even for a little while.
- Love: Whether it's from a significant other, a dear friend, or from your grandmother, love is what makes us feel whole as human beings. It reminds us that we aren't alone in this huge and intimidating world, and that there is always someone who cares about us.
- Books: They teach us so much! We learn about the many things that make life so interesting! Some great examples are Greek mythology, the history of the Caribbean islands, how to become a more influential person or a better leader, and even what made aircraft so vital for modern life.
- Music: There is no real true way to express ourselves, all of us, than music. Certainly a poet can write a beautiful poem about heartbreak, and a painter can create a piece about strength, but even those of us not gifted with those mediums can still create a list of songs that make us feel better after a breakup or pump us up before a workout.
- Art: It's very similar to how music makes us feel, but it's amazing how a painting or a sculpture can really engage us and captivate us, making us think deeper and deeper about the motivation behind it, and how it makes us feel.
- The Sun and The Moon: The sun provides us with warmth and peace, and gives us vitamin D to keep us happy. The moon gives us the tides and the light at night that guides us.
- Humor/Comedy: Just like with art, music, and books, humor gives us a reprieve from everything that makes life so serious. When you watch a funny video, you feel better, right?
- Movies/TV: Historical documentaries, action movies, romantic comedies. What do they all have in common? They all give us something to feel better as well as to better ourselves.
- Mistakes to Learn From: What's the saying? "Try, try again." There's also another famous one, "Those who forget history are doomed to repeat it." Life is so much better after we make a mistake, knowing we will NEVER do that again!
We hope something on this list inspired you to look deeper and greater at your life. As you enjoy the day of Thanksgiving, take a moment to really look at the world around you. Notice the changing leaves and the birds singing. Feel the air filling your lungs. Feel your TUMMIES AS THEY FILL WITH PIE!
HAPPY THANKSGIVING from Dusty Rhodes Properties!
Dusty Rhodes Properties is the Best Realtor in Myrtle Beach! We do everything in our power to help you find the home of your dreams. With experience, expertise, and passion, we are the perfect partner for you in Myrtle Beach, South Carolina. We love what we do and it shows. With more than 22 years of experience in the field, we know our industry like the back of our hands. There’s no challenge too big or too small, and we dedicate our utmost energy to every project we take on. We search thousands of the active and new listings from Aynor, Carolina Forest, Conway, Garden City Beach, Longs, Loris, Murrells Inlet, Myrtle Beach, North Myrtle Beach, Pawleys Island, and Surfside Beach real estate listings to find the hottest deals just for you!
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NAR says introducing competition into the credit scoring process has the potential to lower costs, improve efficiency and open the door to more qualified home buyers. The Federal Housing Finance Agency, Fannie Mae and Freddie Mac are moving forward with updated credit scoring models for all forms of mortgage lending. The announcement was made by Federal Housing Finance Agency Director William J. Pulte. The FHA followed suit announcing it would accept Vantagescore and a new FICO score beginning in 2027. The move builds on Pulte’s announcement last year that Fannie Mae and Freddie Mac would begin testing VantageScore 4.0 as part of the mortgage underwriting process. The National Association of REALTORS® welcomed the change, saying a more modern approach to evaluating credit could broaden access to mortgage financing. The updated models may be particularly helpful for consumers with limited traditional credit histories, giving more prospective buyers an opportunity to qualify for a mortgage. “The Federal Housing Finance Agency’s announcement marks an important step forward in modernizing the mortgage marketplace,” says NAR Executive Vice President and Chief Advocacy Officer Shannon McGahn. “For years, the National Association of REALTORS® has advocated for a more competitive and innovative credit scoring system, one that better reflects how consumers manage their financial lives today.” VantageScore 4.0 was created by Equifax, Experian and TransUnion and is designed to evaluate credit behavior over time. The model can also incorporate certain payment information that has historically received less consideration in credit scoring, including rental, utility and telecommunications payments. Consumers who consistently make those payments on time could benefit from having that information reflected in their credit profiles. The Fair Isaac Corporation, commonly known as FICO, is working to implement its own modern score. “Introducing competition into the credit scoring process has the potential to lower costs, improve efficiency and open the door to qualified borrowers who may have been overlooked under older models,” McGahn says. “By allowing multiple credit scoring models that consider rent, utility and other payment histories, this policy can provide a fuller picture of a borrower’s creditworthiness and open the door to homeownership for more Americans.” NAR says the availability of additional credit scoring models could increase competition within the credit reporting industry while potentially improving accuracy and reducing costs. NAR will also continue to monitor the mortgage market and the experiences of lenders and consumers as these models are implemented to help ensure they are working as intended. This includes evaluating how the models affect access to credit, accuracy and consistency in mortgage underwriting and the broader homeownership market. For more information, visit fhfa.gov/policy/credit-scores.
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