Should You Pay for Your Buyer’s Closing Costs? What Sellers Need To Know.

Dusty Rhodes • June 15, 2026

A few years ago, sellers could get away with saying “no” to just about everything.


No repairs.


No concessions.


No negotiation.


If buyers wanted the house, they pretty much had to take it on the seller’s terms. But now that inventory’s grown, negotiations are becoming a normal part of the process again.


That’s why one of the most important things sellers need to understand right now is this:

The goal isn’t to “win” every negotiation.


Sometimes, it’s worth meeting buyers where they are to get a deal done, fast. One example? Helping with a buyer’s closing costs.

Let’s break that down, so you know what to expect if it comes up in your sale.


What Are Buyer Closing Costs?


Closing costs are the extra expenses buyers pay on top of their down payment when they purchase a home. Freddie Mac gives some examples:

  • Loan origination fees
  • Appraisal and inspection costs
  • Title and attorney fees
  • Survey fees and more


Typically, buyer closing costs range from about 2% to 5% of the home’s purchase price. So, on the typical $400,000 home, that could mean anywhere from $8,000 to $20,000 out of pocket.


And in today’s affordability-challenged market, that upfront cash can be a major hurdle for some buyers – even if they can comfortably afford the monthly mortgage payment itself. 


That’s why more people are asking sellers for help.


And More Sellers Are Saying “Yes”


According to the latest data from Zillow, 67% of sellers reported paying some or all of the buyer’s closing costs in 2025 (see chart below):

Now, that doesn’t mean every seller is doing it. And it definitely doesn’t mean every seller should. But it does show how common concessions have become as the market has shifted. And that’s important for you to know.


When Paying Closing Costs May Make Sense


This is where many sellers get stuck. They hear “help with closing costs” and immediately think:
“Why should I pay for their expenses?”


But that’s not always the right way to look at it. You’ve got to consider who has the leverage in today’s market.


Redfin data shows there are more sellers than buyers active today. And that shifts the market dynamics (see graph below):

That doesn’t mean every market favors buyers. Far from it. In some areas, homes are still selling quickly and sellers have plenty of leverage. But in others, buyers have more room to negotiate than they’ve had in years.


That’s why local market conditions matter so much when you make your decision.


For example, helping with closing costs may be worth considering if:

  • There are a lot of homes for sale in your area
  • Your house has been sitting on the market longer than expected
  • You’ve had showings, but no offers
  • You’re motivated to move quickly
  • Or you’re trying to keep a deal together during negotiations


After all, if it’s the thing that helps bring a serious buyer across the finish line, it could be well worth it.


Other Concessions You Could Offer Instead


Just remember, being flexible doesn’t mean saying “yes” to every request.  It means understanding which compromises actually help you accomplish your goals. Because there are always alternatives.


Redfin suggests considering other concessions if you’re not interested in helping with closing costs, like:

  • A home warranty
  • Repair credits
  • Flexible closing dates, or
  • Leave behind appliances or furniture


The right answer depends on what buyers in your market are asking for and what matters most to you. That’s exactly why working with an experienced local agent is so important.


Bottom Line


The sellers having the most success today are the ones who understand the market has changed and are adapting to meet it where it is.


Sometimes that means negotiating on closing costs. Sometimes it means offering something else. The key is knowing which concessions are worth it for your local market.


If you’re wondering what's normal in your area, what's worth negotiating, and where it makes sense to stand firm, connect with an agent.




Source: Keeping Current Matters


Dusty Rhodes Properties is the Best Realtor in Myrtle Beach! We do everything in our power to help you find the home of your dreams. With experience, expertise, and passion, we are the perfect partner for you in Myrtle Beach, South Carolina. We love what we do and it shows. With more than 22 years of experience in the field, we know our industry like the back of our hands. There’s no challenge too big or too small, and we dedicate our utmost energy to every project we take on. We search thousands of the active and new listings from Aynor, Carolina Forest, Conway, Garden City Beach, Longs, Loris, Murrells Inlet, Myrtle Beach, North Myrtle Beach, Pawleys Island, and Surfside Beach real estate listings to find the hottest deals just for you!

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